Back to Home

Terms & Conditions

1. Agreement to Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. APLOMB DECISIONS LTD operates this website and provides the life insurance comparison service described herein.

2. Our Service

We provide a life insurance comparison service that:

  • Compares quotes from multiple insurance providers
  • Provides information to help you make informed decisions
  • Facilitates applications with selected insurance providers
  • Is provided free of charge to consumers

3. Use of the Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others. You must not:

  • Provide false or misleading information
  • Attempt to gain unauthorised access to our systems
  • Use the website in any way that damages or disrupts our services
  • Copy, reproduce, or re-sell any part of our website

4. Accuracy of Information

The quotes provided are based on the information you supply. You must ensure all information provided is accurate and complete. Inaccurate information may result in incorrect quotes or policy rejection.

5. No Advice

The information provided on this website is for general information purposes only. It does not constitute financial advice. You should seek independent advice if you are unsure about the suitability of any insurance product.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

7. Limitation of Liability

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website or the services we provide.

8. Complaints

If you have a complaint about our service, please contact us at info@freecoverquote.co.uk. If we cannot resolve your complaint, you may refer it to the Financial Ombudsman Service.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website.

10. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Last updated: January 2025